Here's the TOS that attaches to my domain which I pay a fee for...
"With respect to photos, graphics, audio or video you submit or make available for inclusion on any publicly accessible area of the Service other than Yahoo! Groups, you grant AT&T and Yahoo! the license to use, distribute, reproduce, modify, adapt, publicly perform and publicly display such Content on the Service solely for the purpose for which such Content was submitted or made available. This license exists only for as long as you elect to continue to include such Content on the Service and will terminate at the time you remove or Yahoo! removes such Content from the Service. "
That to me means they can take and distribute any of the photos I put up on "my" site...and use them for the purpose they were put there for...to be seen...which is pretty vague LOL!
I don't mind really...part of being on the 'net.