Slightly better.
How much does 1 million in liability insurance cost? Do any companies actually provide it?
I can't get to letter until this weekend or so. We'll see i guess.
I still don't believe in singling out owners who own a certain type of dog and forcing them to carry large liability insurance own them.
In fact, those owners who are responsible for BSL in the first place are not going to adhere to such a law anyway as it's obvious they have no adhered to any other ones that strive to prevent things such as loose dogs being a nuisance an/or terrorrizing people and those biting people.
With that said, I personally feel that everyone with a dog or cat (or animal capable of inflicting harm upon another person) would be smart to carry extra liability. Our standard homeowner's insurance came with a $50,000 liability and we upped that drastically (but not quite to a million). However, that was my choice and IMO the responsible thing to do to protect my family from ending up in a cardboard box or a homeless shelter someone because someone I thought I knew decided to sue the bejeezus out of me because one of my dogs knocked him/her down.
And some people don't realize that you are held responsible even if someone is tresspassing on your property. Even though that might affect the total amount of the judgement, it won't stop you from having to pay out. I've heard of several such scenarios in this area. For example, one of my old neighbors in Hammond had a Boxer they would put on a runner during the day. Because it was a rental house, they were not allowed to build a fence. Well, their other next-door neighbor was a mom who let her 2-yr-old wander alone outside with absolutely no supervision. One day the child made his way over into the Boxer's backyard and got close to the dog. The dog, a very hyper and under-stimulated dog, knocked the child down and did jump on him giving him several scratches and bruises. Those owners were sued by the child's mom (even though it was the dog's owner who noticed the child & they had to take him home themselves), and I believe that woman got well over $15,000 in a settlement and the dog was taken by AC as "vicious" and the owners' had to move from that house.
Truth is, there is no justice for the responsible. So why punish them even more that asinine requirements that only they will follow while the irresponsible continue to carry on causing havoc and fueling the fires of BSL.
regon-hb-2852-breed-ban-dropped-insurance-requirement-proposed&catid=34&Itemid=200094