Dog health insurance

Discussion in 'Dogs - General Dog Chat' started by HayleyMarie, Mar 20, 2013.

  1. HayleyMarie

    HayleyMarie Like a bat outa' hell

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    So I am thinking about getting health insurance for the pup, mainly because its going to be huge and if there is an emergency the vet is going to cost a small fortune and I am always worried about bloat and things like that when it comes to a mastiff.

    So what are some good companies I should look into or stay away from, remember I am in Canada so I do not know if pet insurance companies are by country or not.

    Do you think getting pet insurance is worth it??

    Thanks friends :)
     
  2. Dizzy

    Dizzy Sit! Good dog.

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    Ha, well. We have put it off, and put it off, and put it off.

    Now we need a scan that will cost us approx £1200 ($1800) :D

    We decided to get them insured, just too late ;)

    I think it's worth it if you can afford it. Costing us £40/month for 2 dogs.
     
  3. PWCorgi

    PWCorgi Priscilla Winifred Corgi

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    Frodo and Siri will be insured through trupanion in the next month or so here. Hopefully we will never need to use it, but I feel more secure having it, just in case.

    It's a plan that is emergency/big stuff only, doesn't cover routine vet bills and we will still have a $500 deductible, etc. But I absolutely think it will be worth it, especially because it will be less than a hundred bucks a month to insure them.
     
  4. Shai

    Shai & the Muttly Crew

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    My three are insured through Embrace. Pet's Best was a close second.
     
  5. PWCorgi

    PWCorgi Priscilla Winifred Corgi

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    And now I'm running more quotes and reading more policies. Thanks a LOT! :cool: lol I just need to pick one!
     
  6. SaraB

    SaraB New Member

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    I heart Trupanion. I don't have any pets insured but deal with them a lot because of client's insured pets. They don't debate charges, they cover a lot and are really easy to deal with. They get my recommendation every time.
     
  7. PWCorgi

    PWCorgi Priscilla Winifred Corgi

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    This is what I keep hearing again and again and again, which is why I chose them.

    I have 2 weeks to back out, lol. I just want to make doubly sure they are going to fit us best :p
     
  8. PWCorgi

    PWCorgi Priscilla Winifred Corgi

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    Sad day, Embrace won't insure Frodo for illness coverage anyway :/

     
  9. Oko

    Oko Silence, peasants.

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    I'll probably be insuring with Embrace for futurepuppy. I really like the level of customization for their policies, and their prices are very affordable for one dog while still being well covered.
     
  10. stardogs

    stardogs Behavior Nerd

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    We have PetPlan. :)
     
  11. SpringerLover

    SpringerLover Active Member

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    When I actually looked into it, all of my animals were too old! :D
     
  12. Shai

    Shai & the Muttly Crew

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    Yeah :( Pet's Best starts older dogs though.
     
  13. GipsyQueen

    GipsyQueen Active Member

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    We'll be insuring as well, rather pay a bit every month than pay a huge chunk at some point.
     
  14. Emily

    Emily Rollin' with my bitches

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    A few days ago, Blossom gulped a bit of bully stick and I had a minor panic attack over the thought of her being blocked. (She's totally fine.) So I'm seriously looking into this for my dogs now. It looks like Embrace might be the best choice for them.
     
  15. MericoX

    MericoX Roos, Poos, & a Wog!

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    I looked into some for Kiba just because she's 8.5 and had a couple scares last year, but of course she's too old. The ones I looked at would only cover if she got hit by a car.
     
  16. Katem

    Katem New Member

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    I'm considering it. Embrace quoted my two plus futuredog at a little over $1000 a year, but Bear would only have accident coverage. I really like that they cover acupuncture and chiropractors as well as PT. Definitely something to think about. It would probably be better for Pig and futuredog though. I feel like Bear is more likely to need vet care from an illness than an accident. It might be smarter to just keep putting money aside as an emergency fund for him.
     
  17. release the hounds

    release the hounds Active Member

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    I think adding 3rd party pay to animals is going to result in prices and problems like we have with our own healthcare system. I think it's a horrible idea actually.
     
  18. ruffiangirl

    ruffiangirl New Member

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    I have an emergency fund, the money I would pay too the insurance went into a bank account, then there wan enough of a cushion, I felt I stopped. $3000, then Gage's knees ate it up so I started again, now it's topped off again. Best thing my claim can never be denied.
     
  19. kady05

    kady05 Active Member

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    I've heard decent things about VPI.

    I *wish* I had gotten insurance on Piper when I got her.. she has a slight (what we think, anyway) cruciate tear and I'm really hoping she won't need surgery.. if I had insurance on her, it wouldn't be so stressful. I think it's too late now as they'd probably consider it pre-existing.. though there hasn't really been a definitive diagnosis so I'm not really sure..
     

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