Yikes! :-/ If I do co-owns, the purchase price is flat out halved. That only seems fair. That's what Kaia's breeder did with Kaia and me. Her puppies are too young to be bred and the one that I thought might turn out nice enough to breed is kind of awkward at this stage, lol, so might never happen. The deal with Kaia was that the breeder footed all the breeding expenses, progesterone testing, surgical insemination, etc. I kept her, took her to appointments, and raised the puppies. We split the litter 50/50. If I wanted to keep one I could have had first pick, but it wasn't a situation to keep a 3rd dog in so they were all placed. She picked the stud with input from me, but then she has tons of connections with people and was able to find a stud I would have never even known existed (he died something like 10 years before Kaia was born. ) How did they want to split the breeding and puppy raising costs? Because that's where it's going to hit the hardest.