Curbing Impulse Buying.

Discussion in 'The Fire Hydrant' started by meepitsmeagan, Jul 10, 2013.

  1. adojrts

    adojrts New Member

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    I have a list of the wants and prioritize that list. If it isn't on the list, then I don't buy it.
    Anything that is $25.00 or more is on the list and even then I have to really want something to purchase it on impulse. Because impulse purchases get in the way of the bigger picture of what I want and how soon I can get it :)

    As for credit cards, loans and lines of credit...........I just do the math and figure out how much a purchase will cost me in the long run if I can't pay cash for it. That typically is the deal breaker. And that also includes purchasing vehicles over time.

    Bottom line, I don't lose any sleep or have to worry about a debt load especially over stupid purchases.
     
  2. Torch

    Torch New Member

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    That's not totally your fault. Food prices are effin insane.

    I'm a super budget-er about food. My husband and I moved in together 3 years ago and I loved grocery shopping. I planned everything ahead and fed both of us for approx $360 a month.

    Now I'm buying the SAME things and it costs me $20-$30 more a month. Ridiculous.
     
  3. noludoru

    noludoru Bored Now.

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    This.

    I got all excited with my car and wrote down and priced out all the stuff I wanted to do to it. I realized I WANT TO SPEND FIVE GRAND ON A TEN YEAR OLD CAR. That stopped me really fast. I still have the document and am getting some of the stuff on it - the essential stuff. The expensive stuff comes after I pay it off.

    The other thing that worked well for me is not bringing cards anywhere and staying off of shopping sites. I went through a month long period after my purse was stolen with nothing but my mom's credit card (emergencies only) and a few hundred a I withdrew from the bank. That curbed my impulse buys, and I go back to that once in a while - gas card and cash only, and everything else stays at home.
     

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