Omg, our pre planning consists of.... Should we have kids? Yes. When? Well we are both in 30s so not too long. The end The finer details are null and void. We aren't going to NOT have them because of planning, financing, etc etc. So we will just get on with it. We are financially secure. No mortgage etc. Lucky I want to take a year off work minimum, then go back part time or not at all. We will iron that out if we ever get pregnant. Just get on with it don't you.