Dog health insurance

HayleyMarie · Mar 20, 2013

So I am thinking about getting health insurance for the pup, mainly because its going to be huge and if there is an emergency the vet is going to cost a small fortune and I am always worried about bloat and things like that when it comes to a mastiff.

So what are some good companies I should look into or stay away from, remember I am in Canada so I do not know if pet insurance companies are by country or not.

Do you think getting pet insurance is worth it??

Thanks friends

Dizzy · Mar 20, 2013

Ha, well. We have put it off, and put it off, and put it off.

Now we need a scan that will cost us approx Â£1200 ($1800)

We decided to get them insured, just too late

I think it's worth it if you can afford it. Costing us Â£40/month for 2 dogs.

PWCorgi · Mar 20, 2013

Frodo and Siri will be insured through trupanion in the next month or so here. Hopefully we will never need to use it, but I feel more secure having it, just in case.

It's a plan that is emergency/big stuff only, doesn't cover routine vet bills and we will still have a $500 deductible, etc. But I absolutely think it will be worth it, especially because it will be less than a hundred bucks a month to insure them.

Shai · Mar 20, 2013

My three are insured through Embrace. Pet's Best was a close second.

PWCorgi · Mar 20, 2013

Shai said:

And now I'm running more quotes and reading more policies. Thanks a LOT!

lol I just need to pick one!

SaraB · Mar 20, 2013

I heart Trupanion. I don't have any pets insured but deal with them a lot because of client's insured pets. They don't debate charges, they cover a lot and are really easy to deal with. They get my recommendation every time.

PWCorgi · Mar 20, 2013

SaraB said:

This is what I keep hearing again and again and again, which is why I chose them.

I have 2 weeks to back out, lol. I just want to make doubly sure they are going to fit us best

PWCorgi · Mar 20, 2013

Sad day, Embrace won't insure Frodo for illness coverage anyway :/

Oko · Mar 20, 2013

I'll probably be insuring with Embrace for futurepuppy. I really like the level of customization for their policies, and their prices are very affordable for one dog while still being well covered.

stardogs · Mar 20, 2013

We have PetPlan.

SpringerLover · Mar 20, 2013

When I actually looked into it, all of my animals were too old!

Shai · Mar 20, 2013

PWCorgi said:

Yeah

Pet's Best starts older dogs though.

GipsyQueen · Mar 21, 2013

We'll be insuring as well, rather pay a bit every month than pay a huge chunk at some point.

Emily · Mar 21, 2013

A few days ago, Blossom gulped a bit of bully stick and I had a minor panic attack over the thought of her being blocked. (She's totally fine.) So I'm seriously looking into this for my dogs now. It looks like Embrace might be the best choice for them.

MericoX · Mar 21, 2013

I looked into some for Kiba just because she's 8.5 and had a couple scares last year, but of course she's too old. The ones I looked at would only cover if she got hit by a car.

Katem · Mar 21, 2013

I'm considering it. Embrace quoted my two plus futuredog at a little over $1000 a year, but Bear would only have accident coverage. I really like that they cover acupuncture and chiropractors as well as PT. Definitely something to think about. It would probably be better for Pig and futuredog though. I feel like Bear is more likely to need vet care from an illness than an accident. It might be smarter to just keep putting money aside as an emergency fund for him.

release the hounds · Mar 21, 2013

I think adding 3rd party pay to animals is going to result in prices and problems like we have with our own healthcare system. I think it's a horrible idea actually.

ruffiangirl · Mar 21, 2013

I have an emergency fund, the money I would pay too the insurance went into a bank account, then there wan enough of a cushion, I felt I stopped. $3000, then Gage's knees ate it up so I started again, now it's topped off again. Best thing my claim can never be denied.

kady05 · Mar 21, 2013

I've heard decent things about VPI.

I *wish* I had gotten insurance on Piper when I got her.. she has a slight (what we think, anyway) cruciate tear and I'm really hoping she won't need surgery.. if I had insurance on her, it wouldn't be so stressful. I think it's too late now as they'd probably consider it pre-existing.. though there hasn't really been a definitive diagnosis so I'm not really sure..

Dog health insurance

HayleyMarie

Like a bat outa' hell

Dizzy

Sit! Good dog.

PWCorgi

Priscilla Winifred Corgi

Shai

& the Muttly Crew

PWCorgi

Priscilla Winifred Corgi

SaraB

New Member

PWCorgi

Priscilla Winifred Corgi

PWCorgi

Priscilla Winifred Corgi

Oko

Silence, peasants.

stardogs

Behavior Nerd

SpringerLover

Active Member

Shai

& the Muttly Crew

GipsyQueen

Active Member

Emily

Rollin' with my bitches

MericoX

Roos, Poos, & a Wog!

Katem

New Member

release the hounds

Active Member

ruffiangirl

New Member

kady05

Active Member

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