I don't know if it's across the board, or just in PA...but our homeowner premium is due to increase if you own one of the 'biting breeds' of dog...german shepards and huskys are on the list (wonder if they will consider Addie as she is husky mix?? yea, probably) Don't know how everyone feels about that, but I think it's unfair. ANY dog can bite (I've met some little 3 pounders that would rip you apart) So my logic would tell me that they should just include all breeds. Seems unrealistic to single out a few. Truth be told........anyone coming around my house better watch out for the cat!!!!!! We didn't name her Beastlie for nothing!!!